Our Story

The story behind Highline Lending

The story behind Highline Lending

Highline Lending was formed based on a sheer vision by Founder Trae Chamma. While working for other companies in both real estate and finance and transacting with hundreds of brokers and property owners, one thing was clear – it was far too common for mortgage brokers to prioritize earning an income and simply getting a deal done. Even worse, their whole business models were built around just providing the best interest rates. 

It was as if their job came first and the client came last. Most of these brokers certainly knew how to run a business and find new clients, but they lacked passion, energy, empathy and the necessary drive to place themselves in the shoes of their clients and go above and beyond to achieve results beyond expectations.

What did this lead to? One off transactions, unhappy clients (you should’ve seen the reactions from clients when loans weren’t approved) and business models that weren’t built to last. Put simple, Trae got tired of brokers wasting peoples hard-earned time and not taking the financial future of every day Aussies seriously. Enough was enough, tired of money driven and one off transnational based mortgage brokers, Highline Lending was created to set a premium standard in the mortgage space. 

trae_final_Moment(2)

We understand true success in home loans takes continual education, utilizing the latest technology and the ability to put ourselves in our clients shoes for each loan, ensuring our actions are directly aligned with the most suitable client outcome possible. Our approach to home loans are not only results driven, but more importantly based on forming valued relationships with our clients. No time wasting, no excuses, no complex jargon and certainly no room for error.

We understand true success in home loans takes continual education, utilizing the latest technology and the ability to put ourselves in our clients shoes for each loan, ensuring our actions are directly aligned with the most suitable client outcome possible. Our approach to home loans are not only results driven, but more importantly based on forming valued relationships with our clients. No time wasting, no excuses, no complex jargon and certainly no room for error.

"

DIRECTOR // principal mortgage broker

TRAE CHAMMA

From the moment a client contacts Highline, systems and processes are in place utilizing the latest technology to ensure our clients enjoys the ultimate seamless finance experience, ensuring we are constantly one step ahead of our competition. We are a young, high-energy team and exist to become your life long finance partner. We’re here to take care of all your loan requirements throughout your journey of life – all while creating meaningful relationships and having a laugh along the way. You’re never alone when you need a loan, we look forward to working together, growing together and achieving all your financial goals.

The best interest rates just aren't good enough

  • positive review Trae went above and beyond, working all hours to help me remortgage my three investment properties. I honestly believe without him I may not have gotten as good a rate as what I received. He gave me great advice and I hope to use him again in the very near future for more property loans. Thank you, Trae!

    Sophie Moloney Avatar
    Sophie Moloney
  • positive review I cannot recommend Trae and Highline Lending enough. Your down to earth professionalism, your commitment to getting the deal that suited us best with the lender of our choice surpassed our expectations. We cannot thank you enough for making our dreams a reality.

    Karen Killen Avatar
    Karen Killen
  • positive review Thank you Highline lending for helping us purchase our first home, we couldn’t have done it without you!

    Samantha Salameh Avatar
    Samantha Salameh
  • positive review Trae from highline lending is an absolute champion, with no detail left out from finding and sourcing the absolute best loans and rates he could to making sure I was kept in the loop as soon as any bit of information was passed along.
    Definitely recommend highline lending for any loans. 5 stars

    Luca Giuseppe Avatar
    Luca Giuseppe
  • positive review Absolutely great to deal with and gave me lot of options. Thank you

    Bobby Vee Avatar
    Bobby Vee
  • positive review The knowledge, the experience, the patience, the energy, the unbelievable skill set that Trae brought to us was incredible. We are extremely grateful and appreciative of the service and dedication provided to us by Trae and look forward to his continued support and expertise in the future.

    Bacem Atalla Avatar
    Bacem Atalla
  • positive review Ease of applying for a loan, Trae did all the hard work for us behind the scenes, he efficiently communicated his findings and found us the best deal. Pleasure to do business with.

    Cliff Blackburn Avatar
    Cliff Blackburn
  • positive review Trae and high line lending were a pleasure to deal with. The whole process was quick and easy. Thank you again will definitely be in contact.

    Jason Sarkis Avatar
    Jason Sarkis
  • positive review Trae was very helpful.

    Went above and beyond my expectations no matter how difficult the situation was.

    Would recommend Highline Lending to anyone out there considering a loan or whatever finance you may need.

    Muckbil ALi Avatar
    Muckbil ALi
  • positive review Best in the business! Always finds a solution no matter how difficult the situation might be. Would recommend x 1000

    Lauren Bachir Avatar
    Lauren Bachir

Our company values, we aren't your average mortgage brokers

Our clients are our family

We put ourselves in the shoes of our clients for each loan application so we understand exactly what they’re feeling, and align our approach with the best desired outcome. We treat all our clients financial goals just like our own. Each loan gets structured with drive, strategy, passion and high energy. We treat all our clients alike our own family, we aim to grow together and are obsessed with helping and seeing everyone succeed.

Always adding value

We hate turning clients away empty handed. If you aren’t ready for your loan to be approved just yet, we won’t turn you away. We’ll aim to put a plan in place and provide you with expert advice on what needs to be done to have you ready the second time round. We aren’t transaction based mortgage brokers, we’re value adding experts aiming to create fulfilling life long relationships with all our clients.

Highs standards, always

We won’t settle for less, and you shouldn’t have to either. We have processes and technology in place ensuring your loan gets presented to over sixty financial institutions to provide you the best outcome possible. Our approach to your home loan is handled with years of lending knowledge and strategy, we know exactly what the banks want to see for approval based on your unique circumstances and we won’t stop until the deal is done.

Hear it yourself from one of our valued clients

So, why use Highline Lending for your home loan?

We meet for a consultation, obtain your supporting documents and proceed to structure and package your application for approval knowing exactly what the banks want to see. We also monitor your home loan post approval ensuring you’re home loan suits you and your financial position

We get paid a commission from our lenders as a result of introducing your business to them. Subsequently, our service is at no cost to you. Our commission does not affect your interest rate whatsoever, if anything, we’re in a position to get you a lower interest rate than the general public due to our relationships with our banks

With our many years experience in the industry, we’ve been exposed to both easy and complex loan scenarios. Each loan we process gets presented to over sixty financial institutions, ensuring we have explored all options possible and are able to provide a solution