Healthy living and a healthy mind...what about the health of your home loan ?

With interest rates starting
from 5.43% now is the best time to treat yourself.

Whether you're looking at refinancing
or purchasing your next property

Chat with a home loan expert today


from 5.43%


from 5.89%


from 7%


from 8%

When you need a loan, you're not alone

As mortgage brokers, we bring the banks to you. Using Highline Lending for your home loan is like going to multiple banks, in one appointment.

We take the time and hassle out of shopping around for the right home loan, provide expert advice and take care of the entire process, from start to finish.

From the moment a client contacts Highline, systems and processes are in place utilizing the latest technology to ensure our clients enjoys the ultimate seamless finance experience. We are motivated to constantly be one step ahead of our competition. We are a young, high-energy team and exist to become your lifelong finance partners. We’re here to take care of all your loan requirements throughout your journey of self-development and road to wealth creation. You’re never alone when you need a loan, we look forward to working together, growing together and achieving all your financial goals.

Why you should use a Mortgage Broker
over approaching a bank direct

Your freedom of choice

Going straight to a bank means you're backed into a corner and must take what the bank is offering you. Instead, we'll compare your options with over sixty financial institutions to ensure you're getting the most suitable deal and that your home loan won't be declined

Someone by your side

Bank employees earn a guaranteed salary while mortgage brokers don't get paid unless your home loan gets approved. Once your home loan is approved direct through a bank, the transaction usually stops there. Mortgage brokers aim to create long term relationships ensuring your finances are always in order

We save you time

Imagine approaching multiple banks direct and filling out countless application forms to only have your home loan declined? With many years experience, we know which banks are more likely to approve our home loan based on your individual circumstances, lifestyle and financial position

We compare your home loan with
over sixty of our financial institution partners

Whether you’re looking to leave your current lender and get a better interest rate or purchase your next home,
our motive is to get you the best deal on the market. After all, no one likes being taken advantage of.

Home Loan Reviews

Our free home loan health reviews will compare your home loan with thousands of products ensuring you're getting the best deal and keeping costs down

Digital Meetings

You can deal with us remotely, we have the capacity and resources to conduct your home loan meeting remotely or whatever works for you

Friendly Advice

We understand finance can be overwhelming, and at troubling times, tough. We're here to reach a hand out and guide you to a solution at no cost

We'll even guide you in the right direction

Obtaining a Pre-Approval

Learn about obtaining a pre-approval home loan and the process involved

What is Stamp Duty

What is stamp duty, why you need to pay it and how much you need to pay

Property Valuations Explained

Chances are you'll need a valuation for your home loan, here's how it works

Increasing Your Home Loan Approval Chances

Discover what it is you need to make your home loan application as strong as possible for approval

What Is Loan To Value (LVR)

One of the most common terms you'll need to understand about your home loan

No Deposit Home Loans

Find out the ways you can obtain a home loan without needing to fork out the deposit yourself

How about a free e-guide?

Whether you’re a first home buyer looking at entering the market or an existing home owner looking at ways to save money on your home loan, we have you covered. We’ve put hundreds of hours of research into these guides to ensure you end up ahead, and it’s completely on the house.

We'll even guide you in the right direction

Hear it yourself from one of our valued clients

  • Trae was referred to me by a good friend of ours even though we are based in Melbourne and Trae is in Sydney. We did everything online and it was super easy. Trae managed to get us a great new rate, allowing us to save some extra money - makes me a little frustrated that I didn't know about him years ago! Couldn't rate him higher and looking forward to continue working with him in the years to come. Allie & Michael

    LX LXX Avatar
    LX LXX
  • I've worked alongside Trae on many transactions with a number my clients over the last few years and I am glad to have had the opportunity to get a feel for how he works having just had my personal mortgage across the line. Trae's knowledge, enthusiasm and willingness to get things done is impeccable and the overall experience dealing with him has been second to none. We've dealt with many brokers previously and can say that his understanding of the industry is amongst the best. I cannot recommend him and his team more and I look forward to continuing working with him.

    Ahmad Beydoun Avatar
    Ahmad Beydoun
  • Trae is so Fast and Professional and he is always Available to support you

    Amid Vahid Avatar
    Amid Vahid
  • The team at highline lending have showed excellence in all categories regarding my experience with the purchase of my first property. The initial stage of applying for my loan application felt daunting as I was entering a world that I was not familiar with. However, the team at highline lending guided me through the process with clear and concise communication all the way through. Their analytical skills and network within the banking world provided me with the best offer that without any doubt I would not have been able to close the same deal with another broker. Despite the pressures of COVID the team have successfully helped me purchase my first property.

    Thank you Trae and team !!! This has truly been a highline experience.

    Looking forward to the next one!

    Ibrahem Al-Atyyia Avatar
    Ibrahem Al-Atyyia
  • As a real estate agent, having buyers and sellers with approved finance is a must. The great part is, Trae and the team at Highline Lending support and facilitate the process for all of my buyers and sellers, ensuring that they have the best rates and the best customer experience possible. I have no hesitation recommending my clients to Trae and also all of my personal finance too - he is one you can trust to work hard for you.

    Giuseppe Murace Avatar
    Giuseppe Murace
  • Trea from highland leading is great. Everything from simple information , product selection and advice right thru to Application process and Communication is above all of our expectations

    Adam Cole Avatar
    Adam Cole
  • Couldn’t recommend this business enough, well worthy of 5+ stars.
    Trae (broker) went above and beyond to secure and negotiate the best possible interest rate for me and was completely transparent throughout the entire process. This business does not direct you towards the bank that pays them the most commission, they direct you towards the lender that is best suited to the customer which is hard to come by nowadays.

    Anthony Ocana Avatar
    Anthony Ocana
  • Trae was on hand with a very personal approach. Showing flexibility at the start whilst we worked out our strategy through to a strong commitment to meeting deadlines to ensure we secured the property within the required timeframe.

    Gareth Hillard Avatar
    Gareth Hillard
  • Trae and his team are very helpful and professional. Could not recommend them highly enough. They make the process very easy and keep you up to date every step of the way, Even with the struggles of COVID.

    Thanks guys, looking forward to working together in the future

    Peter Algie Avatar
    Peter Algie
  • Trae and the team at highline lending , from start of the process till you actually purchase your property , they really care about you getting the best outcome for you , and Trae himself is the best broker in Sydney I would say , the way he communicate and always there for you even for smallest issues , they are there , and they make the whole process look very easy , I would highly recommend them , give them a call for any future loans , they won’t disappoint 😊


    Maisam Sharifi Avatar
    Maisam Sharifi
  • positive review Trae went above and beyond, working all hours to help me remortgage my three investment properties. I honestly believe without him I may not have gotten as good a rate as what I received. He gave me great advice and I hope to use him again in the very near future for more property loans. Thank you, Trae!

    Sophie Moloney Avatar
    Sophie Moloney
  • positive review I cannot recommend Trae and Highline Lending enough. Your down to earth professionalism, your commitment to getting the deal that suited us best with the lender of our choice surpassed our expectations. We cannot thank you enough for making our dreams a reality.

    Karen Killen Avatar
    Karen Killen
  • positive review Thank you Highline lending for helping us purchase our first home, we couldn’t have done it without you!

    Samantha Salameh Avatar
    Samantha Salameh
  • positive review Trae from highline lending is an absolute champion, with no detail left out from finding and sourcing the absolute best loans and rates he could to making sure I was kept in the loop as soon as any bit of information was passed along.
    Definitely recommend highline lending for any loans. 5 stars

    Luca Giuseppe Avatar
    Luca Giuseppe
  • positive review Absolutely great to deal with and gave me lot of options. Thank you

    Bobby Vee Avatar
    Bobby Vee
  • positive review The knowledge, the experience, the patience, the energy, the unbelievable skill set that Trae brought to us was incredible. We are extremely grateful and appreciative of the service and dedication provided to us by Trae and look forward to his continued support and expertise in the future.

    Bacem Atalla Avatar
    Bacem Atalla
  • positive review Ease of applying for a loan, Trae did all the hard work for us behind the scenes, he efficiently communicated his findings and found us the best deal. Pleasure to do business with.

    Cliff Blackburn Avatar
    Cliff Blackburn
  • positive review Trae and high line lending were a pleasure to deal with. The whole process was quick and easy. Thank you again will definitely be in contact.

    Jason Sarkis Avatar
    Jason Sarkis
  • positive review Trae was very helpful.

    Went above and beyond my expectations no matter how difficult the situation was.

    Would recommend Highline Lending to anyone out there considering a loan or whatever finance you may need.

    Muckbil ALi Avatar
    Muckbil ALi
  • positive review Best in the business! Always finds a solution no matter how difficult the situation might be. Would recommend x 1000

    Lauren Bachir Avatar
    Lauren Bachir

So, why use Highline Lending for your home loan?

We meet for a consultation, obtain your supporting documents and proceed to structure and package your application for approval knowing exactly what the banks want to see. We also monitor your home loan post approval ensuring you’re home loan suits you and your financial position

We get paid a commission from our lenders as a result of introducing your business to them. Subsequently, our service is at no cost to you. Our commission does not affect your interest rate whatsoever, if anything, we’re in a position to get you a lower interest rate than the general public due to our relationships with our banks. We may however charge fee’s for complex loan applications or for small loan amounts at our discretion.

With our many years experience in the industry, we’ve been exposed to both easy and complex loan scenarios. Each loan we process gets presented to over sixty financial institutions, ensuring we have explored all options possible and are able to provide a solution