YTD Income Annualisation Calculator

What Does This Calculator Do ?

This calculator is a tool to determine borrowers’ annual income from the income that has been accruing for less than a full year accrued year to date. This calculator will annualise the income by the details entered into the calculator.

Calculator Disclaimer

The start and end dates are included in the “Number of paid days”.
From start date to next 365 days, if the range includes 29 February, will use 366 days, otherwise it will use 365 days.
The calculator doesn’t convert between gross and net income. If input is gross income, the result is gross income.

Want to discuss your this YTD income annualisation calculator ? Contact us on on 02 9121 6247 or submit your scenario online.

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Jye Smith

6. May, 2022.

An exceptionally personal service with care and attention taken for a complete novice like myself. I felt well supported and communicated with at each step.

Charul Lalchandani

21. April, 2022.

Thank you for being so wonderful and gracious to me during the entire process, Trae! We’re delighted to find you after sone bitter experiences with mortgage brokers. Thanking you from the bottom of our hearts for all of your help to get the loan and for assisting us with all of the papers. It has been a pleasure to work with you. You will always be my go-to! Cheers~

Sean O'Connor

14. April, 2022.

We were originally referred to Trae and Highline Lending by another trusted advisor. Trae cut through a lot of the issues in getting our finance sorted that we would just not have had time to do which probably would have stopped our purchase. Even if we had the time we would not have been able to work through them as effectively and efficiently as Trae did. Trae always came to us with solutions not problems - which was great. When one lender put up a roadblock at the last minute (sigh), Trae was already sourcing an alternate. I don’t remember lending ever being as hard as what our refinance and purchase was this time round because of all the barriers that are now in place with lending - but I know we would not have got it done if we did not have Trae and the team on our side. I cannot recommend Trae and Highline Lending enough. Sean

jacob Hill

13. April, 2022.

Trae was very knowledgeable and knew answers to all the questions we had. Each step was explained in depth as he guided us to a home loan that suited our needs. Trae took the time to find out what our future plans work to make sure we were able to pursue them once we had settled.

Paul Condran

13. April, 2022.

If you want to quickly get a home loan without wasting time with financial institutions, the professional and enthusiastic services from Trae at Highline Lending is what you need! He knows the lenders that will work for your situation. If issues arise with the process, they’ll help you through and provide alternative solutions. He also explains everything very well and patiently answered all our questions, so we wouldn’t hesitate to refer anyone to Highline Lending!

Katherine Uhila

12. April, 2022.

Thank you Trae and team This refinance was a certainty a challenge when all other lenders rejected me Trae took the challenge and made it happen. Trae is professional, patient and empathetic. Great outcome much appreciated. Recommend this service to all.

Richard Planca

6. March, 2022.

Very professional and provides a high level service. Is always available and committed in delivering the best results for his clients.

LX LXX

13. January, 2022.

Trae was referred to me by a good friend of ours even though we are based in Melbourne and Trae is in Sydney. We did everything online and it was super easy. Trae managed to get us a great new rate, allowing us to save some extra money - makes me a little frustrated that I didn't know about him years ago! Couldn't rate him higher and looking forward to continue working with him in the years to come. Allie & Michael

Ahmad Beydoun

11. January, 2022.

I've worked alongside Trae on many transactions with a number my clients over the last few years and I am glad to have had the opportunity to get a feel for how he works having just had my personal mortgage across the line. Trae's knowledge, enthusiasm and willingness to get things done is impeccable and the overall experience dealing with him has been second to none. We've dealt with many brokers previously and can say that his understanding of the industry is amongst the best. I cannot recommend him and his team more and I look forward to continuing working with him.

Adam Cole

6. December, 2021.

Trea from highland leading is great. Everything from simple information , product selection and advice right thru to Application process and Communication is above all of our expectations

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